How Zambian businesses stay compliant.
Do the compliance side of things, better.
Company registration, tax, pensions, trademarks and licensing, handled end to end. One team, one portal, and you never log into again.

- 10 SepNAPSA contributionsFile now
- 10 SepPAYE return (ZRA)File now
- 18 SepVAT return (ZRA)Upcoming
- 30 NovPACRA annual returnFiled
Trusted by the best
- Zanaco
- Stanbic Bank
- BongoHive
- ZICA
- Lusaka Chamber
- Airtel Business
Elmarc Compliance works alongside Zambia's banks, hubs and professional bodies, and files with PACRA, ZRA, NAPSA, NHIMA, WCFCB, NCC, ZPPA, ZDA, LCC.
Service suite
The all-in-one compliance platform for Zambian founders.
Register, file, protect and track your business across every regulator, without the hassle.
Company Registration & Secretarial
Register, restructure and keep your company in good standing with PACRA.
ExploreIntellectual Property
Protect your brand, ideas and creative work.
ExploreTax Registration & Returns
Get registered, file on time, and stay tax clear.
ExplorePensions & Social Security
Register as an employer and never miss a contribution.
ExploreLicensing & Sector Compliance
Every other affiliation your nature of business requires.
ExploreCompliance Portal & Calendar
All your compliance information, in one place.
ExploreThe Elmarc difference
Six regulator portals. One login.
Today, checking your compliance means logging into PACRA for your incorporation certificate, ZRA for your tax clearance, NAPSA for your statement, and so on. Our client portal pulls it all into one place, and reminds you before anything falls due.
- One dashboard, every regulatorPACRA, ZRA, NAPSA, NHIMA, WCFCB and your licences, with a live status for each.
- Certificate vaultIncorporation, TCC, NAPSA compliance and licences, always current and downloadable.
- Personalised compliance calendarGenerated from your actual registrations, so it changes when your business does.
- Reminders before every deadlineEmail, SMS and WhatsApp at 7 days, 3 days and on the day.
- PACRAAnnual return 2026Compliant
- ZRATax Clearance CertificateValid to 31 Dec
- NAPSASeptember contributionsDue in 2 days
- NHIMASeptember contributionsFiled
- WCFCB2026 assessmentPaid
- 10th · NAPSA Monthly contributions
- 10th · ZRA PAYE return
- 10th · NHIMA Monthly contributions
- 18th · ZRA VAT return
- Certificate of Incorporation
- Tax Clearance Certificate
- NAPSA compliance
- WCFCB certificate
Compliance myths, busted
What most founders get wrong about compliance.
Tap a card. These are the six beliefs that cost Zambian businesses the most in penalties, lost tenders and struck-off companies.
How it works
Faster, cheaper, easier is possible with one team.
When incorporation is in one place, taxes in another, and pensions handled by whoever remembered, things slip through the cracks. We do it differently.
Tell us about your business
A 20-minute consultation to understand what you do, where you operate, and who you employ.
We map your compliance
You get a clear list of every regulator you must be affiliated with, what it costs and when it is due.
We register and file
Our team handles every application, payment and return. You sign, we do the rest.
You watch it all in one portal
Certificates, statuses and deadlines for every regulator live in one dashboard with reminders.
Client stories
Founders who stopped worrying about compliance.
From sole traders to multinationals, our clients share one thing: they never think about a regulator until we tell them it is done.
FAQ
Frequently asked questions.
Straight answers to the questions we hear most from Zambian founders.
Make compliance boring. Get back to business.
Register once, and we handle PACRA, ZRA, NAPSA and every other regulator for you, with a single portal to see it all. Guaranteed on time.
Statutory fees shown transparently. No hidden charges.
