How Zambian businesses stay compliant.

Do the compliance side of things, better.

Company registration, tax, pensions, trademarks and licensing, handled end to end. One team, one portal, and you never log into again.

Explore the services first
Rated 4.9/5 by 1,200+ Zambian businesses
Zambian founder smiling, free from compliance worries
Compliance calendar
  1. 10 SepNAPSA contributionsFile now
  2. 10 SepPAYE return (ZRA)File now
  3. 18 SepVAT return (ZRA)Upcoming
  4. 30 NovPACRA annual returnFiled
Compliance score
98/ 100
2 reminders this week

Trusted by the best

  • Zanaco
  • Stanbic Bank
  • BongoHive
  • ZICA
  • Lusaka Chamber
  • Airtel Business

Elmarc Compliance works alongside Zambia's banks, hubs and professional bodies, and files with PACRA, ZRA, NAPSA, NHIMA, WCFCB, NCC, ZPPA, ZDA, LCC.

Service suite

The all-in-one compliance platform for Zambian founders.

Register, file, protect and track your business across every regulator, without the hassle.

The Elmarc difference

Six regulator portals. One login.

Today, checking your compliance means logging into PACRA for your incorporation certificate, ZRA for your tax clearance, NAPSA for your statement, and so on. Our client portal pulls it all into one place, and reminds you before anything falls due.

  • One dashboard, every regulatorPACRA, ZRA, NAPSA, NHIMA, WCFCB and your licences, with a live status for each.
  • Certificate vaultIncorporation, TCC, NAPSA compliance and licences, always current and downloadable.
  • Personalised compliance calendarGenerated from your actual registrations, so it changes when your business does.
  • Reminders before every deadlineEmail, SMS and WhatsApp at 7 days, 3 days and on the day.
See the portal
Kutemwa Foods LtdCompliance overview
98health score
  • PACRAAnnual return 2026
    Compliant
  • ZRATax Clearance Certificate
    Valid to 31 Dec
  • NAPSASeptember contributions
    Due in 2 days
  • NHIMASeptember contributions
    Filed
  • WCFCB2026 assessment
    Paid
Next 30 days
  • 10th · NAPSA Monthly contributions
  • 10th · ZRA PAYE return
  • 10th · NHIMA Monthly contributions
  • 18th · ZRA VAT return
Certificate vault
  • Certificate of Incorporation
  • Tax Clearance Certificate
  • NAPSA compliance
  • WCFCB certificate

Compliance myths, busted

What most founders get wrong about compliance.

Tap a card. These are the six beliefs that cost Zambian businesses the most in penalties, lost tenders and struck-off companies.

How it works

Faster, cheaper, easier is possible with one team.

When incorporation is in one place, taxes in another, and pensions handled by whoever remembered, things slip through the cracks. We do it differently.

1

Tell us about your business

A 20-minute consultation to understand what you do, where you operate, and who you employ.

2

We map your compliance

You get a clear list of every regulator you must be affiliated with, what it costs and when it is due.

3

We register and file

Our team handles every application, payment and return. You sign, we do the rest.

4

You watch it all in one portal

Certificates, statuses and deadlines for every regulator live in one dashboard with reminders.

1,200+Businesses kept compliant
9Regulators covered
98%Filings before deadline
40+Hours saved per client, per year

Client stories

Founders who stopped worrying about compliance.

From sole traders to multinationals, our clients share one thing: they never think about a regulator until we tell them it is done.

Before Elmarc, I had three browser tabs open every month just to check whether we owed anything. Now I open one portal and see PACRA, ZRA and NAPSA in one glance.

CM
Chanda MwilaFounder, Kutemwa Foods

They registered our company, TPIN and NAPSA in the same week and had our tax clearance ready before our first tender closed. That alone paid for the year.

BN
Bwalya NkondeDirector, Nkonde Civils

Our trademark was filed, published and registered without me setting foot in a PACRA office. The calendar reminders mean we never pay a late penalty anymore.

NZ
Natasha ZuluCEO, Zed Apparel

FAQ

Frequently asked questions.

Straight answers to the questions we hear most from Zambian founders.

Read all FAQs

Make compliance boring. Get back to business.

Register once, and we handle PACRA, ZRA, NAPSA and every other regulator for you, with a single portal to see it all. Guaranteed on time.

See pricing

Statutory fees shown transparently. No hidden charges.